Vernest
Before
Everyone knows one part
Everyone knows their own part, but no one sees the whole. When a big decision comes up, everyone remembers a different number.
Growth meets home
A stronger foundation for your family’s money
Vernest makes clean, easy-to-understand apps that help the whole family see what it owns, how much it still owes, and where its finances are heading. We don’t sell financial products or tell you to buy anything.
Our first app is coming soon to the App Store and Google Play.
A family’s money and assets sit in many places
- The kids’ piggy bank
- A savings book in Mum’s name
- Wedding gold in the safe
- A home still being paid off
- The money Dad lent us when things were tight
- Big brother’s few shares
- Savings for the kids’ school
- The monthly grocery money
Why the family
A family’s money and assets rarely sit in the name of one person.
A savings book in Mum’s name, wedding gold in the safe, the house the couple is still paying off, the money Mum and Dad lent when things were tight… Each thing sits in a different place and each person knows one part, so the whole picture is hard to see. Vernest helps gather it all so the family can talk about big decisions with clearer numbers.
With Vernest
The whole family sees one picture
Everyone looks at one place to see what the family owns, how much it still owes and how its finances are doing. Each person has their own account, with the right access to view or to record.
The ecosystem
Each app does one thing well
Each app handles one financial need of the family. Once connected, they help the whole family see its finances in one picture.
01
Our first app
Verdant Family Wealth
Your family’s assets, debts and financial goals, together in one place.
- Record assets like gold, property, savings books and stocks… for free
- An account for each person, one financial picture for the whole family
- A Financial Health score built on five pillars
- Set goals and a retirement plan, and see your odds of reaching them through probability simulations
Learn about Verdant Family Wealth
Coming soon to the App Store and Google Play
02
In the works
Verdant Flow
Track the family’s money in and out each month. Once connected to Verdant Family Wealth, you’ll see where the money went and how much the family saved.
03
In the works
Verdant Split
Who paid, who still owes whom — between relatives, friends, or after a trip together. Write it down clearly so money doesn’t come between people.
Verdant Split and Verdant Flow come after Verdant Family Wealth. There’s no set date yet; we’ll update this page once there is.
How we work
Four principles every Vernest app keeps to
These principles apply to every Vernest app, including the ones still being built.
01
Helps you understand, never tells you to buy
The apps don’t recommend buying, selling or investing in any specific asset or financial product. They help you understand your finances; the decisions stay with you and your family.
02
Your data belongs to your family
We don’t sell data, don’t run ads and don’t take commissions from third parties. You can download your data or delete your account right in the app.
03
Designed for the whole family
Each person has their own account and the right access: some record, some only view. The whole family looks at one financial picture.
04
Correct first, pretty second
Every money calculation is checked automatically before each update. If a check fails, that update is not released.
The name
Vernest
Growth meets home.
Ver
From Verdant — green and growing. A family’s wealth grows slowly and surely, like a young plant, a little more each day.
nest
The nest — where the whole family comes home, pitches in and looks after things together. The numbers we help you see clearly are there to care for that place.
FAQ
Questions people often ask
Anything else you’d like to ask?
Verdant Family Wealth’s Support page has the answers.
Open the Support pageWhat is Vernest?
Vernest is a family of personal-finance apps built for households. The first is Verdant Family Wealth; Verdant Split and Verdant Flow are in the works.
Do you give investment advice?
No. The apps help you record, calculate and understand your family’s finances. We don’t recommend buying or selling any specific asset or financial product, and we earn no commission from selling financial products.
Do you hold my money?
No. Verdant Family Wealth only records the figures you enter; your money stays in your bank, your wallet or your safe at home. We don’t open accounts and we don’t move money on your behalf.
How is my data handled?
Each app has its own Privacy Policy that spells out what data is collected, where it is stored and for how long. Read Verdant Family Wealth’s policy
When are Split and Flow coming?
Verdant Split and Verdant Flow launch after Verdant Family Wealth. There’s no set date yet; we’ll update this page once there is.
Does Verdant Family Wealth cost anything?
Recording is always free. Advanced analysis is part of the paid plans. See pricing
Start with the full picture of your family’s finances
Verdant Family Wealth is the first app in the Vernest ecosystem.